Financial Education

Event Calendar

United Way of Frederick County and The Prosperity Center work hard to provide educational opportunities to our community. Our calendar provides events sponsored by United Way and our partners. These events cover a broad spectrum of topics, from resume building to budget coaching, and we are passionate about sharing our knowledge with the community. Check out the calendar to catch up on upcoming events!

Prosperity Library

The Prosperity Library is a collection of our best online resources. The library was made to follow our household budget. Take a look if you have any general questions while filling out your budget!

Financial Coaching

At the Prosperity Center we offer free financial budget coaching. The MyBudgetCoach program helps families and individulas improve their ability to budget and make well informed financial decisions. The coach and member meet for 12 monthly sessions, with each session covering budgeting techniques, financial management and goal attainment strategies. If you are interested in signing up for the MyBudgetCoach program, please send us an email at [email protected].

Credit Café

The Credit Café is a free event which offers personal credit counseling and practical tips on how to build and maintain a favorable credit score. The ultimate goal is to educate and encourage people to reduce debt, build savings, and increase credit scores. If you are interested in attending a Credit Café, please find a date that works for you on our calendar. In Maryland, you are eligible for up to three additional credit reports.

Poverty Simulation

United Way's Poverty Simulation is a unique tiool that allows community agencies to educate everyone, from policy makers to local ommunity leaders, about the day-to-day realities of life with a shortage of money and an abundance of stress. The Poverty Simulation is a copyrighted tool made available by the MIssouri Association for Community Action to organizations that want to promote a greater understanding of poverty.

During a simulation, participants role-play the lives of low-income families, from single parents trying to care for their children to senior citizens trying to maintain their self-sufficiency on Social Security. The task of each family is to provide food, shelter, and other basic necessities during the simulation while interacting with various community resources staffed by low-income volunteers.

Although it uses "play" money and other props, fictional scenarios, and time limits, the Poverty Simulation is not a game. It is a simulation tool that enables participants to view poverty from different angles in an experiential setting. If you are interested in participating or learning more about the Poverty Simulation, please contact us at [email protected]. Please note that there is a $500 administration fee per event to cover the maintenance of our poverty simulation kit as well as planning and preparation time.

Financial Education